Senior Intelligence™ Blog

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New York has a New Law Regarding the Power of Attorney
The Power of Attorney (“POA”) is an important document most people should have, particularly seniors.   The POA gives authority to an agent you choose to act on your behalf with regard to the matters and issues specified in the document.  The Power of Attorney form mandated by New York State in 2010 was known as […]
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5 Reasons A Paid Elder Law Consultation Makes Sense
“Free Elder Law Consultation” – or -- “I Just Need a Will”: Two Misguided Ideas 5 Reasons Why a Comprehensive Paid Consultation with an Estate Planning/Elder Law Attorney is a Valuable Investment If you’re concerned about how your “golden years” will play out, or what will happen once you pass away, you would be well-advised […]
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Special Needs Care for the Disabled Individual or Child New York
In many cases, disabled individuals who were hurt in an accident or were victims of medical malpractice receive substantial sums as a result of personal injury lawsuits. In other instances, people with disabilities are beneficiaries of inheritances from relatives, designated for their future care. These events may have a substantial negative impact on Medicaid eligibility […]
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Young Adults Need HCPs
(Note about the Author:  Ben Cutner, a rising junior at Davidson College, is interning with Lamson & Cutner this summer.  He is interested in the possibility of pursuing a legal career.  We asked him to write a brief article on a topic of interest to him.  His article should be of particular interest to parents […]
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5 Important Steps to Protect Yourself and Your Family, Financially and Legally, during the Coronavirus Pandemic
The coronavirus (COVID-19) has all of us unnerved, particularly if you live in the New York City Metropolitan Area, as I do.   Understandably, the focus needs to be on staying safe and avoiding infection from the virus, and knowing what to do if you or a family member becomes infected. The virus also raises significant […]
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National Association of Social Workers - CE Courses
On Wednesday, September 25, David Cutner will return to the National Association of Social Workers – NYC Chapter headquarters to present a Continuing Education course on Wills, Trusts, Beneficiary Designations, and Estate Planning.  This course will be an expanded version of the course the firm offers at the Lamson & Cutner offices.  Registration will be […]
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What Happens to Your Income When You're in a Home?
Your monthly income, no matter how large or small, will not affect your eligibility for Medicaid Home Care.However, Medicaid does not ignore income, and there is a limit to monthlyincome. In 2020, the limit is $895 per month. If your income is above thisamount, you have “surplus income.”When you have “surplus income,” you must either […]
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Do I Have to Pay Gift Tax?
Do Gifts Count Against Medicaid “If I make gifts of less than $17,000, are they exempt from Medicaid?”  This is a common question, because gifts of less than $17,000 are not reportable for purposes of US Federal gift and estate taxes. However, they are not exempt for Medicaid purposes.  Once we’re in the Medicaid world […]
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What Happens to Income on Community Medicaid
Your monthly income, no matter how large or small, will not affect your eligibility for Medicaid. However, Medicaid does not ignore income, and there is a limit to monthly income.  The current limit can be found in our Quick Reference Chart. If your income is above this amount, you have what Medicaid considers “surplus income.” […]
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Paying for Long-Term Care
Unless you are very wealthy and can afford to pay amounts like $5,000 to $20,000 per month for your care, you need to have a plan.  You have two options, other than paying with your own money. One option is long-term care insurance, if you can afford the premiums and if your age and health […]
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